Partners Lending save clients thousands by refinancing loans held in SMSF or Trust.

Lending & Mortgage Broking


Partners Lending save clients thousands by refinancing loans held in SMSF or Trust.

Are you 'locked into' a high interest LRBA within an SMSF or Trust that your lender is unwilling to reprice or refinance?

This is a situation that has received recent media attention due to major lenders being unwilling to reprice certain types of loans (LRBA's within SMSF and loans tied to properties held in trust), resulting in borrowers paying interest rates much higher than the market rate. This is a highly specialised area of finance and one that many brokers and lenders lack experience in, leaving borrowers seemingly 'stuck' with the original loan.

Partners Lending have many years of experience setting up trust loans and LRBA's within SMSFs and have the knowledge and networks to assist clients looking to refinance or renegotiate their loan terms.

If you are paying more than 8% p.a. interest on an LRBA or Trust loan, we can help you refinance, potentially saving you thousands of dollars in interest per year.

The table below provides some recent real client examples of loans we have refinanced, saving our clients hundreds of thousands of dollars over the life of the loan.

Loan amount 

Old rate 

 New rate

Rate reduction

Monthly interest savings 

 Annual interest saving

 Life of loan saving





























Fast & simple process

All we need to review your loan is a current loan statement. We can then provide you with a range of comparative options and if you wish to proceed, we can then move through the application process swiftly. The process is easy, efficient and could save you a lot of money.

In summary:

  • Yes, we can refinance complex LRBA's within SMSFs and trust loans.
  • Our team are highly efficient and have the expertise to guide the transaction through to a smooth settlement process, usually within 5-10 business days.
  • Low involvement required from you.
  • No downsides - all recommendations are made in your best interests resulting in preferable rates and terms. We will not recommend a new lender if you are not financially better off after all broker & lending institution charges.

If you would like to know more please contact James Thompson at Partners Lending today on or call (03) 8508 7800.